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Compass Self-Assessment Survey

This short survey helps identify areas where you may want to grow in applying Scripture to money and possessions. Compass emphasizes that God owns everything, we are stewards, and faithful handling of finances leads to greater intimacy with Christ, freedom to serve Him, and support for the Great Commission.

Answer honestly based on your current understanding and practice. There are no right or wrong answers — results simply highlight helpful next steps for study or application.

1. Ownership & Stewardship — Do you regularly view all your money and possessions as belonging to God (not ultimately yours), and seek to manage them according to His principles?

Yes, consistently

Somewhat / inconsistently

Rarely or not really

2. God’s Part & Our Part — How clear are you on the distinction between what God is responsible for versus what He asks you to do with finances (e.g., trust, work diligently, obey Scripture)?

Very clear

Somewhat clear

Unclear

3. Earning / Work — Do you understand and apply biblical principles about work, diligence, and earning as ways to honor God?

Yes

Partially

Need to learn more

4. Spending & Contentment — How intentional are you about spending in a way that reflects contentment, avoids materialism, and prioritizes God’s purposes over cultural pressures?

Very intentional

Somewhat

Struggle here / need guidance

5. Giving / Generosity — Is cheerful, proportional, and priority giving (including supporting God’s work) a regular, joyful part of your financial life?

Yes

Inconsistent

Rarely or not yet

6. Debt — Do you understand biblical teaching on debt (including its dangers and how to get free) and currently live debt-free or have a clear, disciplined plan to eliminate consumer debt?

Yes / living it out

Partially understand / working on it

Need significant help here

7. Saving & Investing — Do you apply biblical wisdom to saving and investing (prudent planning without greed or trusting in riches) while keeping an eternal perspective?

Yes

Somewhat

Unsure / need teaching

8. Honesty, Counsel & Teaching Others — Do you seek wise counsel on major financial decisions, practice honesty in all money matters, and (if applicable) intentionally teach biblical financial principles to children or others?

Yes in most areas

In some areas

Need growth

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Scoring & Next Steps Guidance

Curious how your answers translate into a recommendation? Here’s the guide our team uses.

Mostly A’s — Solid Foundation

You already grasp and largely practice the core biblical principles. Deepen your walk with studies focused on finishing well, eternal perspective, contentment, legacy, and multiplying impact.

Recommended: Charting Your Legacy — designed for those ready to explore “how much is enough,” training the next generation, leaving a lasting legacy, and finishing life well.

Optional follow-up: Set Your House in Order — practical organization of financial information, estate planning, and preparing to leave a legacy.

Mix of B’s or Several C’s

You have partial understanding or inconsistent application. A systematic study that covers the full range of topics — ownership, earning, spending, giving, debt, investing, contentment, eternal perspective — will help you close the gaps.

Recommended: Building Your Finances God’s Way — an in-depth six-section study that walks through earning, spending, giving, getting out of debt, investing, teaching children, dealing with challenges, contentment, and finishing well.

Accessible alternative: Navigating Your Finances God’s Way — a 6-week video-driven study ideal for groups or individuals wanting practical application of the same core principles.

Several C’s, Especially on Ownership, Debt, or Giving

Begin with foundational teaching that clearly establishes God as owner, the call to surrender, freedom from debt, and cheerful giving so you can serve Him more freely.

Recommended starting point: Navigating Your Finances God’s Way — a clear, practical 6-week video study that introduces God’s part/our part, debt, generosity, and stewardship in an accessible format.

Strong next step or alternative: Building Your Finances God’s Way — a more comprehensive workbook treatment of the same foundations.

Especially if you are currently under financial pressure or “just trying to get by”: Making Ends Meet — a video study focused on what the Bible says about meeting the challenging and unique needs of people in tight financial situations.

Helpful supplements: Your Money Counts (Howard Dayton’s classic overview) or the free Compass Curriculum eBook.

All of these studies are available through Compass Financial Ministry — workbooks, eBooks, video options, and free online group formats. Visit CompassFinancialMinistry.org for current schedules, free tools, and registration.